Otter Rock Oregon Cheap car insurance quotes zip 97369

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RELATED QUESTIONS:

Is a smart car cheap to insure for a 17 year old?

I damaged my car, i got a quote off the garage, and the insurance said they will pay,?

so i let the garage send a quote and the insurance said i can leave my car in, but now i have found another garage nearer to my house and he will match the quote, plus repair it at weekend , so i dont need the car. can i change to this garage .. i live in Ireland thanks

I don't have the car yet, but what am I looking at for insurance?

I'm in a bad living situation and I'm slowly trying to get out....I make minimum wage and I'm trying to finance a vehicle...I have no money to put down, and the little credit I did have was gone a long time ago due to unpaid medical bills.... I'm also trying to put money towards my rent and other bills, so I can't afford much..... I have no credit cards or expired loans, and don't want any...so please don't recommend any..... I figure with taking $80 out of every pay check I can afford a payment of $320 a month....Also taking 30 out of the same pay check to make payments of up to $120 towards insurance..... Is this too much? This is the first time I'm paying insurance on a vehicle, I'm also living on my own for the first time as well..... My last ticket was almost 7 years ago...I'm a safe driver...what kind of prices am I looking at? I know I can go to specific sites and plug in my information....but I don't have the vehicle yet and I'm trying to budget for the purchase....I'm planning on getting a small reliable car, nothing flashy..... Can anyone guesstimate a price for me? Am i figuring too high?

Car insurance??

Do yesterday i accidentally back up into a metal pole and slightly scratch my rear bumper, and there are another couple bigger damage from before. should i report this to my insurance. it cost 500$ to of deductible to get it fix.so should i report it to my insurance company??

What the best insurance company for me?

so I'm 19 and havn't have my licence very long and I drive a race car... but I want good cheap insurance like allstate or statefarm I'm looking for good coustomer service that makes me feel safe... so whats the word... any coustomer service stories?

Do college students get medical insurance?

or like some kind of discount, program kinda thing for students? I am a 2 yr college student right now, is there such a thing? do I have to check with my school? thanks!

How much will the insurance cost?

Yamaha DT50MX, how much will the insurance cost, Monthly or yearly also monthly wise how much do people spend on petrol?

My auto insurance cancelling my auto insurance...Help?

My husband caused a hit and run accident last year. After a half year later, my insurance send me a letter that they will cancel my auto insurance. I don't know what to do... Please help.

How much does insurance company pay for a totaled car with previously rebuilt title issued?

So I am looking to buy a car with rebuilt title( please dont tell me that I should not buy it, I know all the pros and cons). So lets say I have full coverage insurance and I get in accident and the car is totaled. What kind of money will I get from insurance? Clean trade in value? Clean retail value? Or half of clean trade in? I am just concerned if I should purchase full coverage insurance for it or no. If my monthly premium would cost as much as for clean title car, but I would get only 50% of it in case of an accident, than it does not have sense. Car is Honda Accord with $10000 KBB value and my insurance company is AAA Michigan.

Question about car insurance and theft.?

lets say somebody that has an auto loan gets their vehicle stolen, the insurance will cover the rest of the loan but what happens to the funds the bank has already received for the vehicle?

Minnesota health insurance?

Can a single person with no children, and who has lost there job, get this insurance?

Im a 29 single mother of 4 I was wondering should I get whole life insurance or term?

I dont know which one is the better choice at my age

Can a Home Mortgage Company insist you paint your house?

My mom receieved a letter from a mortgage company stating she needs to make 3 repairs to here house. (paint the outside, fix trim around door, repair soffet) They also said they would drop her in 30 days if not corrected. HELP.... Is this legal? I may also say my mom put a claim in last year with them and they (insurance co) had to repair a canapy for 2k.

How much a rental house property insurance should cost?

I rented a house and the mortgage company says I need to have rental insurance. I do not want to cover my tenants stuff, just the house in Nevada. Thanks

How long will my insurance quote last for?

I got a quote for 2184 on a car, but i haven't the car as of now, soon to get this week, no doubt the insurance will rise over the week so im wondering if my 2184 quote will expire straight away or i have a month or so to claim that 2184 insurance quote. Using Money Super Market.

What kind of insurance is good and affordable for an 18yr old female and their first car?

How much will my monthly payment and insurance be for a sports car?

im trying to figure out how much my car insurance will be. im 17, ive never owned a car, have no credit history and i want to buy a 1990 toyota supra which is a sports car. the car will probably cost $5000. i just really need to know how much i can expect to be paying a month with insurance and monthly payments

Question about car insurance...?

Me and my partner are looking to buy a car. He is the only one who drives and so the insurance would be for him. We have noticed that all insurance policies ask whether you have any children under the age of 16. If the answer to this question is 'yes' it significantly increases the insurance quote. I am currently 15 weeks pregnant and so at the time we take out the policy we will not have any children. Would it be ok for us say no to the question about children as technically we wont have any? Thanks

Will my insurance agent report to my car bank that car is not covered no more.?

I'm with state farm. I been playing 190 monthly. Now they want me to pay 450 dollars. I just paid yesterday and my agent said my next due payment is due on 7th this month for 450 dollars. He said it was to be paid when I first got with state farm but I switched agents and now I am expected to pay next week. This is unfair and without fair notice. My insurance is going a cancle if not paid in weeks from now. What do I do. Is my car bank gonna find out car insurance got canceled. I was told it was 190 per month. I thought deposit was high but why 400 ?

Which insurance company is the cheapest for a 2002 toyota echo?? Thanks again Dan?

Its for basic coverage

Cheap car ins for 21 yrs male with ncb help?

my partner is looking for a cheap quote for car insurance he is 21 with 1 claim and no years no claims bonus we r being quoted over 1000 please help i tried loads of web sites but if any one knows a really good one or phone number that will be great thanx

Names of Cheap insurance companies in ireland that insure motorbikes??

Just bought a new moterbike and am being quoted mad prices,its only a 125,it shouldn't be much more than 1000,but im being quoted 1600 by quinn direct? anybody know where i could get it cheaper??

Drive without car insurance?

My car insurance just expired I can't reinstate it until I get paid on friday I only have 88 dollars until then. I don't have to drive anywhere until then But I don't have any food or toiletries. The store is 1 mi each way from my house I don't have anyone to take me to the store. Would I likely be ok if I took myself?

Whats the different between Car Insurance and Breakout Cover?

Thought It should be normally include in the Car Insurance.

Does blue cross blue shield cover accutane?

So tomorrow i am going to get accutane if my insurance covers it. I have Blue cross blue shield of ga and the blue choice option through the TJX companies (my mothers work). it says on my insurance card medical coPays, $20 office visit, and $100 ER. Does this Blue cross blue shield cover accutane?

Otter Rock Oregon Cheap car insurance quotes zip 97369

Health insurance for wrestling..?

hi im a soon to be freshmen joining the wrestling team, and i dont have health insurance.. coach says i do, or i cant play. can someone please tell me a cheap health insurance coverage? my family is not financialy strong.. so please help me out here

Need to find Cheap Car Insurance?

I live In Wisconsin does anyone know of cheap insurance or a site where i can see how much its gonna cost me every month or something. Please Help really need insurance

Renting a car with no insurance.?

Hello there, I'm over 25 and have a driver's license but I currently don't own a car therefore I do not have car insurance. I know that usualy when you rent a car and you have car insurance, you won't have to pay extra for rental car insurance. How does that work if I don't have insurance right now? Is extra insurance from the rental company expensive? Or would they even let me rent a car (only for a couple of days when I go to my cousin's wedding out of state) if I don't have car insurance? Any insights would help! I would hate to show up and not be able to rent a car and have to call someone to come get me. Thanks!

What affordable dental insurance covers ortho? Can you suggest any?

I am looking for affordable dental insurance that covers ortho. I'm 29 yrs old and interested in getting one. I do have dental insurance - HMO, (BLue Cross) does this cover ortho?

What's the cheapest car insurance for an 18 year old student with a 2002 jaguar X-type?

I'm an 18 year old with a jaguar X-type, no accidents, nothing bad, driving a safe car, I'm looking for an insurance that isn't crazy expensive, my dad with 3 cars pays $200 a month, I don't want to add $300 a month for 1 car! the lowest I've seen is acceptance Insurance which was just under $200, are there any better insurance deals for teenagers in safe, non-sports cars?

Why should we be responsible for a person who elects not to buy health insurance?

Or any insurance for that matter...

Does car and motorcycle insurance have a starting cost?

like is there a fee you must pay to first start car and motorcycle insurance policies. or is it only on certain companies that do that?

Cheapest auto insurance rates?

i dont care what is covered and whats not, i don't care if i have a damn five thousand dollar deductible, i just want to be legal! How can this government mandate that we all must purchase insurance with some ty[e of non-inflated public option. Please answer the first question, and not the second...

Rough 125cc insurance?

hi, im just considering buying a 125cc bike, not sure on the make or anything yet, still looking. Im 18, can anybody tell me a ROUGH insurance cost? i know theres lots of things to be taken into account, but im just after a rough price. cheers :)

How can teens afford car insurance??

I really want to learn how to drive but can't really afford car insurance any suggestions??

Affordable car insurance for teen drivers?

I am currently 17 and I will have my license for a year on April 28th. I had one minor accident in October but I finally found a car that I can afford payments on that is a really nice car but all the insurance companies are giving me rates over $200 that I can't afford because I don't have the money to pay that and a car payment. Is there anyway I can get the car and get low insurance rates?

How can i get my car insurance down i am 19 and i cant seem to get it cheaper then four grand?

i have a 1ltr vauxhall corsa club it is group 1 insurance i have no driving offenses point or illnesses the car has no modification and it is still 4000 pound and that was for a 10 month policy 395 a month will something like 400 deposit its just unfordable

Anyone know of an affordable auto insurance that is nationwide?

small companies/ customer friendly , with a website

Can you have two different insurance policies on one car?

I am buying a car from my friend and I will have it paid off in August and the insurance will be in his name til August but I want to know if I can go ahead and get insurance in my name on the car in July while insurance is still goin to be on the car in his name as well. Is this possible?

For my first car I'm thinking about getting a 1983 Mazda RX-7 but what is the cost of insurance?

I really need to now because I found one cheap....please I need help!

Renewing car insurance?

My car insurance is up for renewal in January and I have been looking quotes up on the internet. But when it asks for the period of licence held for I put 0 years as I passed my test in July but my car was insured in my name from january when I was on a provisional. I then put that I have 1 years no claims as I havn't claimed in the year that I've had the car insurance but it won't accept it as it says I can' have no claims that is greater than the period i've held my license for. So do I put that i've had my license for a year (which would include the provisional period) or do I put that I havn't got any no claims. Thank's in advance.

CAR INSURANCE?!?!?!?!?!?!?

well my older brother is going to go on my dads insurance on his own car. It comes to 100 a month. i was wondering if i can also go on the insurance, and if it would cost any more for me to do so. And please say if there is any other policy i an go o where me and my brother can go onto my fathers insruance.

I do not have auto insurance and my license is suspended (child support). I live in California?

Is the other driver still responsible to pay for damages to my car? He has insurance. What do I do first? Thank you for your help

Im having a baby.. now i need insurance.. what am i able to do?

Im having a baby.. now i need insurance.. what am i able to do? Shes about a month along, andwe donthave insurance tohelp us have it.. what can i do? Can i still get it or do they see that as priorissue andsayno.. We need help bringing it intobthe world..butwere lostat the moment.

Car insurance for diabetics?

So I'm relatively new to the world of driving at the age of 23 and I am also a Diabetic trying to find cheapcar insurance that would cover me. Anyone know of any insurance agencies that won't drastically raise my insurance costs because I'm a diabetic, or any low cost ones that cater to diabetics?

Is it a legal requirement to have caravan insurance?

Is it a legal requirement to have caravan insurance like it is car insurance? Thanks for your help!

Car Insurance....what to buy, how to buy.?

What websites can I go to to find out what to buy , where to buy, what companies to avoid, the Best car insurance companies, etc. ? What companies do other people recommend for single, middle aged male, with an excellent FICO score, who wants to insure one 5-yr old 4 door family -type sedan ?

How much money will I need for health insurance if I retire at 56?

I'm thinking of possibly retiring when I'm 56. I'm 55 now. I have about $60,000 saved for health insurance purposes. I will not be eligible for any tax credits through Obama-Care as I have too much money saved up. Will $60,000 be enough to pay for health insurance till I'm 65?

2nd car insurance by Geico?

Hi, I have a 2005 Toyota corolla and have comprehensive collision damage waiver from Geico (My policy covers collision damage waiver for my rental cars,too). I'm planning to buy a new car this week. Can I drive that vehicle off the lot without adding the VIN# to my insurance? How much time I have before adding them to my insurance? I live in California.

Does auto insurance cover a person or an automobile?What if someone drives your insured car and they have none

If you drive someone's car who has insurance on their car but you don't have any auto insurance and you get in a wreck does their insurance cover it or could you get a ticket for driving without insurance? Would you be an uninsured motorist even if the car you drove was covered by someone elses insurance?

Otter Rock Oregon Cheap car insurance quotes zip 97369

How much do Hyundai Coupe S's cost to insure?

Annual Insurance 2002 worth 600 17 year old male driver

Do i need an auto insurance to drive a motorcycle? how much that would be if it is yes? higher than auto insu?

I think i need to know before i buy a bike that whether i would pay more $ on my insurance if there is 1 or would it be cheaper than an auto insurance, like car insurances?Ooh, i am an new driver so how much would it be?

I need a cheapest car insurance in ontario.?

simple as i said, i need the cheapest car insurance, i don't care the coverage, it can be even without any coverage. i can even pay for all damage. i live around Kitchener-waterloo city. if anyone know or you work in a insurance company that can provide just a paper that i can use to extend my car license plate number, let me know. i was so upset that i need to pay so much money for car insurance that in case anything happen, i also hesitate to call the company because my car insurance might be going up to the roof.

How to get low car insurance? ?

Hi I'm 18, and just reasantly passed my test about 4months ago. And think a 1.0 vaxhaull corsa is the cheapest and best first car that I can afford! Now, I was just wondering what is the cheapest car insurer? Is there any techniques or tips on getting cheap car insurance? Can anyone help?!

For me, the auto insurance company USAgencies is cheaper than Progressive, Geico, All State, State Farm, ...?

....Direct, The General, and Safe Auto. Does anyone have an auto insurance company not mentioned above that is cheaper than USAgencies? Do not send my links of places that quote different companies. I want to know from your personal experience.

Car insurance for teenagers?

Im 18 and I own a used car. Never a trouble maker. I have a part time job. I want to know what insurance I can get for my car that is affordable.

Do you still have to be added to your parents car insurance if you just borrow their car?

I don't have my own car yet, so ill occasionally be borrowing the car. Do I still have to be added? We have All State if that helps.

I'm 17 and can't find car insurance for under 2000. Does anyone have cheaper?

what car, insurance company ect? thanks :)

What is the best life insurance for seniors?

age 53, will retire in 2010 - federal employee

What is the $$$ insurance for a yamaha bike?

a car being too expensive i wanted to buy a 5-6 grand yamaha sports bike but dont know how much insurance will be? does any one know how much it is for say 16 year old-25 years? thats the years in which ur considered a teen right and i would be classified as in there.

How do I get my health insurance company to cover hiv testing?

HIV testing is now covered under the affordable care act. I went to my ob/gyn for my pregnancy and he ordered hiv testing but I got a bill from the lab for the full cost of the test. ...show more

How much does your insurance go up after a DUI?

Also does old insurance let you back on or they kick you out? I think I was kicked off my dad's insurance... Is there a company I should look at that wouldn't be as expensive as others would since I have a DUI on my record? I'm a 21 yr old female from NJ

Would insurance be higher on suv/truck or car/sedan?

For example Mitsubishi Montero Sport vs Volkswagen passat, Nissan maxima, or Mitsubishi galant.

Car loans and insurance?

Okay, I recently took out a loan for a car, and I got liability only on the car. The bank just contacted me saying they need proof of insurance. When I take it in, and they realize that it is liability insurance only, what will they do? Because, I heard you need premium insurance when you buy a car with a loan. So am I gonna have to go premium or what will happen? I have a 1990 Nisasn 240sx. My bank is Great Plains Federal Credit Union. My insurance is American Family Insurance.

Question about car insurance and theft.?

lets say somebody that has an auto loan gets their vehicle stolen, the insurance will cover the rest of the loan but what happens to the funds the bank has already received for the vehicle?

Best car for cheap car insurance England?

i'm looking for an affordable car for my first one i'm a 19 year old female, i''ve checked a 2001 ford ka 1.3 and it was the second cheapest one for insurance which was 1500 the only thing putting me off is my friend had one and she said it guzzled petrol :P which i think she means it wasted petrol, the cheapest was a fiat 500 the insurance was 1300 but i really can't afford one so just want a cheap run around until i've saved up enough to buy a new one, does anyone know any affordable cars max price 1500 with cheap insurance thanks!! oh and if anyone has had a ford ka do you recommend one?

Can i have both medi-cal and private insurance at the same time?

My father has me under his insurance plan and I also have medical in the state of California. My son's medical worker signed me up for medical when I became pregnant with my second child. Also, can I use medical as secondary insurance to pay the remaining balance of my hospital bill?

Insurance and tax for a corsa?

im looking at buying a 06 (56) Vauxhall Corsa 1.4i 16V SXi 5dr for a 1st time car and was wondering how much would insurance, tax and a MOT usually cost for this kind of car?

Car insurance????

I am trying to find cheap car insurance..... Do you know who had the cheapest? I am a 21 year old female and the car is a 1998 Oldsmobile cutlass

How much does a new tag/insurance cost for a new driver ?

i would like to know how much a new tag/insurance cost for a new driver? im wanting to limit my options before i jump right into it. and what is the best insurance company to use??

My insurance on my car is $450 and its nothing special of a car not fast how can i get it lower?

My insurance on my car is $450 and its nothing special of a car not fast how can i get it lower? the insurance company told me if i sighn on with my family it makes it cheaper...all of my friends are paying 120-200 i dont get why mines so much more/?

Could I file a lawsuit even if I didn't have car insurance?

I got into an automobile accident and i didn't have insurance. I was 7 months pregnant, and the accident cause me to have an emergency C-section. My daughter was born weighing 2lbs and 13 ounces. Do I have a case?

Car insurance Policy expiration date?

ok so my grandma told me that my car insurance expires 9/15/2011 but on the paper I have it says it doesn t expire till December of this year. I don t know if she got it confused or what. I don t have a phone to call them my phone is text only. On top of that I am looking for a new insurance company I currently have Farmers. I paid $50 for my insurance, but i was on my grandma and dads insurance, I dont know if it would be the same if I paid by myself or if thats just how much i paid being on their plan. if you can answer any of these questions that would help alot.

Home insurance Vs Common insurance in Condo's?

One of the listed property I am interested in has an assessment fee of 280 which includes common insurance,exterior mant,snow removal. What is this common insurance ? and do I need to still take home insurance personally ?

My friend does not have auto insurance, can he drive other people car?

my friend want to drive someone's else car, which the car owner does have insurance to cover 3rd party driver. However he does not have auto insurance himself. If there is an accident, will his license be suspended? Will he be responsible for anything else during the accident? Thanks

Otter Rock Oregon Cheap car insurance quotes zip 97369

Insurance Rates Of Past Years For Different Genders?

I am doing a data analysis project and i would like to find average insurance rates in canada or the states from the 1900s till present for different genders. I cant seem to find any statistics for the insurance rates at all. helpppppp : (

What insurance companys will insure you at the age of 17?

what insurance companys will insure people at the age of 17

Where is the best insurance company to insure a subaru wrx turbo?

Im 40 years old and am going to be buying a subaru wrx turbo ,can anyone suggest a good insurance company and how much roughly would it be to insure it fully comp .THANKS .

Do you have to have a care to have car insurance?

I am not ready to purchase a car, however I figured if I started paying car insurance now, when I am ready to purchase a car I wont have to pay so much to start the policy. Is this true?

Classic car insurance for 18 year olds?

I was wondering whether it is possible to be put on a classic car insurance policy at 18. I've looked around and nearly all say you have to be over 25. I would like to somehow be insured on an Escort XR3i or RS turbo. I understand that because of may age this isn't going to be very easy. would it be cheaper to be a named driver if my dad owned the car ?

Car Insurance As A 2nd Driver?

It is cheaper for me to be named as a second driver on MY car, with someone who has 4 years no claismand has been drivin ages, but if i was too hav a crash in the car would he lose his no claims?? and also he has a car 2, so if he claims of the insurance for my car, will this in anyway affect his insurance for his car?? cheers

Transferring van insurance to car?

can u transfer van insurance to a car in republic of ireland

Car Insurance - No claims question?

If you have been banned for a year, and are now back and allowed legally to drive, can you continue to use/put down your no claims bonus. For example, if you had 9 years, then were banned for a year, can you put the 9 down this year? Or does the ban wipe that out? As the ban wasn't a claim on the insurance, can it still be used? Does anyone know, or any ideas where I could check this out? Looking for quotes online and Im not sure which number to put in.

How Much Would My Car Insurance Be?

I'm a 20 year old female who just got her license, so I have no driving record to speak of. I want to buy a cheap used car (somewhere south of 2 or 3 thousand dollars.) What I would really like would be an old Ford Ranger (a small pick-up truck) or a Jeep Cherokee. I know insurance definitely increases for a truck, and unfortunately, Jeeps are considered recreational vehicles (because their original use was for off-roading and such) so it would also increase my insurance. However, since I'm planning on buying an older car (like late 90s or early 2000s) I wouldn't have a car payment, only an insurance payment (and gas, of course.) So does anybody have any vague ideas of how much my insurance payment would be?? If it helps any, I'm going to be put on my parent's insurance, and my brother (who currently IS on their insurance) drives a PT Cruiser and his payment is $150 a month. I'm guessing mine would be north of $200, but not above $250? Is that close? Any ideas? Thanks! -Ashley

Car insurance queries?

its got no insurance but taxed and motd can i drive it on my licence i can drive any car not belonging to me with owners permission

Car accident before renew my insurance?

Hi, lately, i had a car accident and it was my fault. At that time, my car insurance had already expired. A few later, I renewed my car insurance but I'm not sure If I'm applicable to ask the help from my insurance? The cost of repairing the car that I crashed with is $1700. I don't want to pay this much so I have choices: ask the help from insurance and pay $550 excess only (but mine expired during the accident time), or should i just go to the body shop to repair the car? Thank you very much from your advices

Can car insurance be in both my name and my wifes?

I just sold my car, and am waiting 3 months to buy a new car. My job requires that i have car insurance ( i dont know why since i dont drive for my job) I faxed a copy of my wifes insurance. Can my name be added on to the insurance, or do i need to get seperate insurance?

How is the health insurance bill in the Senate going to lower costs?

Can someone explain to me how the bill going through the Senate right now does anything to control costs for the average family or person in the US? So far this is what I see: 1) If you have a good plan they are going to tax it - Raises costs 2) The insurance companies will have to cover everyone, even preexisting conditions - Raises costs 3) Cuts payouts to health providers for Medicare - Raises costs on others (they have to make it up) 4) Shifts costs to States for Medicaid - Raises state costs which raise state taxes 5) Cuts how much the Government pays for drugs - Raises cost when pharma makes up costs on private plans 6) Forces businesses to provide insurance for employees - Raises costs on all products Can anyone explain how this bill can lower costs for those who have insurance and keep them from rising? I am all for health insurance reform, these reforms just look terrible to me.

I live in California, How do I obtain a state license to sell auto insurance?

Pls. show a website were I can see what are the requirements to obtain a license and explain well what it is and what to do.... Thanx.

Cheap insurance for someone who had foreign licence?

Do you know any insurance company which will insure a small van (suzuki carry), and will recognise my previous 8 years driving experience in Australia? I have only just got around to getting a British licence (as the road rules and driving standards are similar, I can just trade my Australian one in, no test), and been living in the UK just over a year. Have tried a few insurance quote websites, and they all seem to be quoting me the same as a brand new driver who has just passed their test - i.e. extremely expensive! thanks for any tips!

Approximately, How Much Would It Cost To Lease A Mini Cooper?

Also, how much would the insurance go up with adding this car to it (there's already 2 cars on my family's insurance). I know there are more factors than this to it but i am just looking for an approximate price. Thanks!!

Cheapest compulsory third party insurance?

I have got a 98 honda civic with no accidnet in the past 10 years and a clean driving record at Sydney NSW and its rego is coming, anyone know any good and CHEAP green slip company? preferabally around 300$.

Licence wrong date when applying for insurance?

when you get a quote along the way it asks you to enter when you recieved your licence. what if i put 2-3 years old when in actual fact it is only 2 months old. Will the insurance company find out that i am not telling the truth or can i get away with it? Do they check my licence to see when i got it. thanks.

Wht is d difference between 1 st party insurance and 3 rd party insurance?

i have a honda deo 2004 model which insurance should i go for ...why and how much should it cost?

Life insurance question - term life and term life with return of premium?

Hello, my spouse and I are in the market for life insurance now. After some researching, we have pretty much decided to go with term or term return of premium insurance. I still have following to decide and if you could enlighten me on these I would appreciate it very much. Which company? I found the following list that's supposed to be the best life insurance companies at this website. http://www.lifeinsurancestar.com/lifeinsurance/company-ratings.php * New York Life: A++, stable outlook * Mass Mutual: A++, stable outlook * State Farm: A++, stable outlook * Geico: A++, stable outlook Does this mean I should probably check out these companies? We have State Farm for auto and home insurance. Would State Farm be a good way to go (convenient to have all three in one place)? I also thought Geico didn't offer life insurance. I was led to LifeQuotes page from Geico. Does this mean that this list is not reliable? How much? We are 40-45 years old, just We still have almost 30 years of mortgage, and 20 years of raising our son. I was using some calculator online (Kiplinger, Life Foundation?) to calculate how much coverage I need, and they both returned figures like 1+ million. How can this be? Is 1 million life insurance common these days? We have about 170,000 in remaining mortgage balance (actually I only included half of that in calculation), and I calculated monthly living expense to be 2,000-3,000 (depending on if our child is still with us)/month with my spouse's income to be 2,000/month, and also included college cost. Does this seem reasonable that this will add up to be million dollars in 30 years, with inflation? I was thinking of about 300,000-400,000 before using these calculators. Term or Term ROP? We have almost decided against Term ROP and to go with straight term, but are not final on this decision. What do you all think about ROP? With ROP, do we typically actually receive ALL of the premium, or are there any fees etc. subtracted from the refunded amount? Also, does ROP term insurance give you investment returns in addition to the amount of premium you paid? One of the reasons that we are leaning towards straight term is that with our current age, with 20-30 year policies, the likelihood well actually be using the death benefit would be moderately high then ROP wont be such a good deal, as well as hearing that if we just get term and invest the difference in the premium, wed be ahead of term ROP. How long? In this case, should we try to get a 20 year term (for while our son will be with us), or 30 year term, just to cover the full length of the mortgage, although I wouldnt need that much coverage towards the end of 30 years (our son will be with us for only 20 more years, our mortgage will be paid off except for last 10 years or so)? Or buy 25 year return of premium term policy and pay 5 more years of mortgage using the money we receive from return of premium? Or buy two term policies - a large amount of 20 year policy plus a smaller amount (to cover the remaining mortgage balance in the last 10 years of mortgage)? Thank you for your help!

How can I get an insurance quote?

I don't have my license yet, but I know what car I'll be driving. Is there a way to get a quote before I actually get my license?

Can I add my girlfriend to my life insurance?

Car wreck....Why is his insurance calling me? Can someone please clear this up?

So Friday morning, my fiance' and I were headed to New Jersey to visit his family for Christmas. On the way there, I was driving his truck so he could sleep a little before we switched places. Early morning when we were in Virginia, I pulled off the highway to go to a McDonalds to get some coffee. When I pulled off, it was a weird exit and I had no clue where I was going. I stopped at a red light, which had another light very close behind it which turned green, my idiot self was looking at that light for some reason while our light was still red...I hit the gas and then slammed on my breaks realizing what I was doing but it was too late and I hit a guy on the side of the door. It wasn't a big wreck. The guy didn't fly across the intersection. He didn't even move, his door was just dented and it will definitely need to be replaced but the man said he was not hurt at all. The truck we were driving in barely had damage, just a little dent in the hood that was very small to the eye and a bent license plate. We were in much better shape; but again, he was not in pain and his door was the only thing that seemed to be damaged. ANYWAYS, I received a traffic ticket for failing to obey a traffic light which I totally accept because this was extremely stupid of me and I am planning on mailing the fine to the court. So since I was driving my fiance's car, which is under his parents insurance, I assume my insurance is not affected. The trooper just told us that the other guy's insurance will contact my fiance's insurance. So I am thinking all I have to do is just pay this awful fine. Well my fiance' called me this morning and said that Statefarm (the other guy's insurance) called him asking for my number. Why would the other guy's insurance need to contact me if my fiance's parent's insurance are the ones who insure the truck? I just want to know what's to come when they call me. I don't know much of anything about insurance. I just want to know why the other guy's insurance would contact me when, yes, I caused the accident but my fiance's father is the insurance holder of the car that was wrecked. Thanks!

Can I drive my friend's car if I am NOT on their insurance?

In the state of OHIO, I want to know would I be able to drive a friend's car if I am NOT on their insurance, but I have my own insurance?

How does a car qualify to be eligble for classic car insurance in the UK?

Are there specific companies that deal in this? Is it generally cheaper due to restrictions on the use of the car?

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